Travel Insurance available for Swine Flu
April 28, 2009

Travel Guard Responds to Coverage Questions
Surrounding Swine Flu
The following questions and answers have been prepared to help you understand the typical
coverage that may or may not be available for insured travelers who have concerns about
swine flu.
Before answering a question in total, verify that the policy does have specific coverages.
1. If I would contract the swine flu, would I be covered for cancellation?
a. As long as the insurance was purchased before you contracted the disease,
you would normally be covered for cancellation. Travel Guard would require a
note from the doctor as verification. (Please confirm that policy has coverage
for unforeseen illness.)
2. If I would contract the swine flu while on my trip, would I have coverage for
medical expenses?
a. As long as the disease was contracted while on the trip, the insured would
normally be covered. (Please confirm the coverage is available for the
product.)
3. Would I have coverage for Trip Interruption if the area I am traveling to is
quarantined by that country’s government?
a. Generally there is coverage under Trip Interruption, if you are specifically
quarantined to an area because of possible contact with the swine flu.
4. Would I have coverage for Trip Delay if the area I am traveling to is
quarantined by that country’s government?
a. Generally there is coverage under Trip Delay; if you were specially quarantined
up to the maximum limits of the policy.
5. If I am afraid to Travel to a specific area because swine flu has been
detected, will I have coverage for Trip Cancellation?
a. No, there is no coverage for fear of traveling to a specific region. Under Trip
Cancellation, Travel Guard may provide coverage for reasons such as illness or
injury, weather conditions, and traffic accidents.
b. Travel Guard generally does not provide coverage for government regulations
or advisories to specific regions. Under Trip Cancellation, Travel Guard
provides coverage for reasons such as illness or injury, weather conditions,
and traffic accidents.
6. Would I have coverage for Trip Cancellation if the area I am traveling to is
quarantined by that country’s government?
a. Generally, Travel Guard’s plans would not provide coverage for Trip
Cancellation should that country’s government have quarantines due to the
swine flu.
7. Would the possible “epidemic” be covered as a “Natural Disaster”?
a. The definition of “Natural Disaster” is flood, hurricane, earthquake, or blizzard
that is due to natural causes. So, this would normally not be considered a
“Natural Disaster”.
No matter where your clients are traveling, it is important they prepare for the
unexpected. As a leader in travel safety, security and relevant travel information,
Travel Guard is advising its customers to take precautions when traveling to areas
recently affected by the swine flu outbreak. While in no way do we want to minimize
the seriousness of this outbreak, our first concern is for customers to remember to
take precautions, and as with any health advisory, be prepared, but not panicked.
For customers planning future travel, we advise them to call Travel Guard for
periodic updates with respect to the destination to which they are traveling. For
clients who are currently on a trip, we advise them to practice good health habits to
help prevent the spread of germs, and contact Travel Guard immediately to
coordinate medical care if they should start feeling sick: 1-800-826-1300.
Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa, with its principal place of business in New York, NY. The
Policy will contain reductions, limitations, exclusions and termination provisions. All coverages may not be available in all states.

Blog Entries
Blog Home

2009
 Later school start
  a boost to Alabama economy
 10 Great New Getaways
  in Alabama
 Helen Keller statute
 Golfing on the Gulf Coast
 Fall is perfect time for
  an Alabama adventure
 Beach reports strong
  July tourism numbers
 Lucy Buffett to emcee
  tourism awards banquet
 Gulf State Park announces
  Geocaching activities
 New Pier at
  Gulf State Park opens
 Grand opening
  and ribbon cutting of the new
  Gulf State Park Pier
 Lucy Buffett
  makes appearance
  on the “TODAY” show
 Gulf State Park pier
  opens July 23
 Accuweather.com predicts
  drop in Gulf hurricanes
  for 2009
 Alabama deep sea fishing
  has one of the 10 greatest
  fishing tournaments
 Gulfront condo reservations
 Alabama Gulf Coast trail
  named National Recreation
  Trail for 2009
 Lee Sentell interviewed on
  tourism growth in Alabama
 Tips for planning
  your next beach getaway
 Vacation rentals vs. hotels:
  Which choice provides
  the best vacation experience?
 Alabama beaches
  expecting strong summer
 Five things to do on vacation
  in Orange Beach, Alabama
 Alabama's new
  Gulf State Park Pier
 Governor Riley signs
  Gulf State Park Hotel Bill
 Gulf State Park Resort
  alive in the legislature
 Comparison in tourism growth
 Travel Insurance
  available for Swine Flu
 Travel Guard extends free
  assistance responding
  to Myrtle Beach fire
 Alabama Tourism
  up 3 percent in 2008
 LuLu’s recognized
  for Green Initiatives
 Price Guarantee available
 Grammy award Sugarland
  coming to Orange Beach, Al
 Orange Beach & Gulf Shores
  spring condo rentals
 Pleasure Island
  vacation rentals
 Blue Angels air shows
 A perfect paradise retreat
 Alabama Governor
  signs film bill
 Gulf Shores Pier
  expected to open in May
 Feds: Gulf Shores
  owes from Hurricane Ivan
 Miss Gulf Shores High School
 Spring Break condo rentals
  Orange Beach & Gulf Shores
 The Wall Street Journal:
  Touring the Civil Rights Trail
 Snowbird rentals
  beach front condos available

2008
 Healthy vacation recipes
 Alabama Gulf Coast vacations
 Autumn on the
  Alabama Gulf Coast
 National Shrimp Festival
 Hurricane Gustav update
 Hurricane Gustav
 Gulf Shores Condos
 Tourism carries its weight
 Find cheap airfares online
 Construction begins
  on Gulf State Park pier
 Publix Super Market
  coming to Orange Beach
 Things to look for in
  Orange Beach condo deals
 Pictures of Gulf Shores
 Gulf Shores
  computer repair
 Perdido Key
  attractions for everyone
 Perdido Key rentals
 Orange Beach hotels
 Romance in Orange Beach
 Gulf Shores condos
 Sandy Key Perdido:
  attractions off the sand
 I'm in the news
 Perdido Key
  for the whole family